The Federal Fair Debt Collection Practices Act, the New York City Customer Protection Law Policy 10 and New York City State Statute, General Business Law, Post 29-H, (the "State Statute") all restrict threatening, daunting and bugging collection procedures. The State Statute prohibits a collection agent from (a) threatening to interact with your company prior to that representative obtaining a judgement against you, (b) interacting with your household or family at such frequency or at such unusual hours as can reasonably be anticipated to be abusive or harassing, or (c) simulating any legal or judicial process or appearing to be licensed, released or authorized by an attorney or the government to collect a debt.
If the collection agent sends you a letter demanding you ZFN ASSOCIATES 702-780-0429 pay without the reuired notice under the federal law regarding your confidentiality, your rights to contest the debt an dgiving you the suitable 30 days to react, then the debt collector is immediately accountable to you for any damages plus 3 times the quantity of your damages. Each offense of the State Statute is a different misdemeanor offense. You can submit accused of the State Attorney General or your County District Attorney and also request a restraining action versus the collection company to stop it from continuing abuse and harassment.
Call that agency and get the name and address of the owner/president if you feel abused or bothered by a collection agency. Send your written complaint, by certified mail, return receipt, to the owner/president and include in your letter that you "believe that agency is violating the Federal Fair Debt Collection Practices Act and other state and regional laws which you will (a) file grievances with the Chief law officer or the District Attorney's workplace (subjecting the collection business to misdemeanor charges) and (b) request a restraining action against the debt collection agency." Go ahead and file your charges and complaints if the collection company continues to abuse and harrass you.
This article is definitely not all inclusive and is planned just as a quick description of the legal issue presented. If you have any concerns with respect to any legal matters, not all cases are alike and it is strongly advised that you speak with an attorney.
